Tuesday 4 March 2014

Inside Out Bank of Scotland investigation transcript

In the Caves of Financial Justice
Broadcast at 7.30pm on BBC1 South on 3 March 2014. Watch it here.

Copyright - BBC

LIZ WATSON: “It doesn’t make any sense. It just says notice of possession proceedings, well they were issued 5 years ago – why are….”

VO: Elizabeth Watson is about to lose her Bournemouth home. 13 years ago she went to the Bank of Scotland for a loan to invest in a scheme which promised high returns. She says she was told the scheme had the backing of senior people at the Bank of Scotland and the bank was keen to offer her 345,000 pounds secured against her house. But the investment turned out to be a huge fraud and we think the bank should have known that at the time.

LIZ WATSON: “I’ve become obsessed, the fight for justice is so enormous, I’ve been wrestling with the courts. I don’t know how to put it in words other than to say – it’s ruined my life. The biggest cost has been our health, our happiness, our family life. It’s wrecked my business, it’s wrecked my health, it’s wrecked my marriage. It’s been really, really tough. Really, really horrible.”

Liz applied for her loan before the global financial crisis, when banks seemed to want to lend money to practically anybody - and there were big bonuses for those who brought in the most customers. Having made a trial investment, Liz says the conmen directed her to a bank of Scotland manager Fraser Mackay so she could get a loan to invest more.  Mr Mackay was so taken by the scheme he even invested funds of his own. Liz says his enthusiasm meant she got other family members involved.

NW off camera: “Do you feel bad about introducing your family members to the opportunities that were dangled in front of you?

LIZ WATSON: “Terrible. I feel absolutely terrible about that, I was in such anguish over that I had a breakdown I suppose. At the time, I couldn’t function I became a recluse. I wouldn’t go out. I was crying all the time. I felt this terrible guilt, I felt this terrible burden – regret, remorse… I didn’t know how to put it right.”

Now, 13 years on, the bank is going after her home and that of her sister Rosemary. An aunt lost everything and Liz's parents lost their life savings. The whole family was cynically reeled in through a vulnerable daughter because of their apparent wealth.

DENISE WINTON, LIZ’S MUM “It’s almost destroyed my husband because he can’t believe that he was… could ever have done so foolish a thing but then we just didn’t know… it upsets me to see him upset. I’m trying to help my daughters, both of them. I’ve written to all sorts of people – Theresa May, Mr Cameron, even The Queen saying the way I feel about my two daughters in danger of losing their homes. It’s something that I think any mother would empathise with.”

It all began with an accountancy firm formerly based in Nottingham and Leicester called Dobb White – whose partners Alan White and Shin Gangar targeted wealthy families with the promise of returns of up to 160% . The pair got close to one of the managers of the Bank of Scotland, Fraser Mackay – offering him hospitality at champagne receptions and football matches and introducing him to potential investors as the man who could sort out loans. There’s NO suggestion Fraser Mackay knew it would turn out to be a fraudulent scheme but there were plenty of signs that should have made him wary, not least the lies told and extraordinary returns promised by one of the fraudsters Shin Gangar.

LIZ WATSON “I mean total temptation - he made it sound amazing. He said we can generate returns on a best efforts basis, the main thing is your capital is safe – he said it’s risk free – and he made it sound watertight, he said that he had a fantastic new opportunity that was opening up a new area of the financial markets… And that he had the backing of Bank of Scotland and he had a fantastic relationship with them at board level, and that he could arrange loans to invest in this special bond underwriting scheme that they were running. He showed me lots of references from high profile people. He showed me a contract with Andrew Lloyd Webber at the Really Useful Theatre group saying that through the dividends and yields from this scheme that they’d enabled the funding of the Sunset Boulevard tour. I mean it really impressed me, you know...he said if you weren't happy all you had to do was give 30 days’ notice – and it’s a no brainer – he said you can take your money out.”

By promising fantastic pay outs and using names like Andrew Lloyd Webber and David Frost who had never been connected with the investment scheme, Shin Gangar set out to dazzle clients like Liz. 

NW PTC The reason SG was offering returns too good to be true was because he was a crook operating a fraudulent scheme which collapsed. He was sent to jail and the scheme’s investors were left hundreds of thousands of pounds out of pocket..

NW PTC That isn’t the half of it…Shin Gangar already had a criminal record and his dodgy accountancy firm had long been banned by the Financial Services Authority from handling client money. Fraser Mackay and the Bank of Scotland should have known this but they didn’t check.

Financial journalist Ian Fraser is highly critical of the Bank of Scotland’s actions both in making loans to invest in what turned out to be a fraudulent scheme and in now pursuing numerous victims of the fraud for their homes.

NICK off camera “So how would characterise the way banks were lending back in 2001?”
IAN FRASER: “It was insane, they were just lending to anyone with a pulse, virtually. They didn’t care if there was fraud, they didn't care if people made up the information on the loan application in fact they positively encouraged that – some banks including the Bank of Scotland. They basically wanted to put the money out the door and they did not care aboutall  the proper work that should have gone around that including authentication of documents etc.
IAN FRASER: “The whole attitude was a bit like the Wild West - we had almost like a Wild West situation in UK banking at that time where controls, where risk management, where credit checking where a lot of these things were wholly inadequate and we're now reaping the consequences of that.”
NW off camera: “Let me put this to you… this is what bank of Scotland is saying, they never endorsed the Dobb white scheme – all loans were issued  according to relevant processes.”
IAN FRASER: The BoS had an obsession with growth at that period, because it had just merged with Halifax and it wanted to really grow its loan book and was determined to be as big as other banks, like Barclays or HSBC or RBS. So it was going hell for leather as a lender – and it was lending in quite a reckless or cavalier manner, both on the corporate side, which is to businesses and on the retail side to individuals. It was so obsessed with growth it lost sight of fundamentals of banking which is can the borrower pay the money back…?”

NW PTC One of the risks of taking out a mortgage or a loan secured against your home is that if you don’t pay it back or the interest on it then the bank can repossess your property. To protect homeowners from making decisions which could leave them homeless, any lender has to be satisfied you have the means or capacity to pay back the money you are borrowing, aside from the equity in your house.

Under Fraser McKay, at the Bank of Scotland in 2001, the victims we have spoken to claim this was not being properly done. For many of them, their only real source of income was the returns from the Dobb White scheme. 
From what we have been able to find out at least 7 people lent money by the Bank of Scotland have had their homes repossessed or been forced to sell them to avoid repossession. Others have had to give the bank their life savings. To save their homes some victims signed a legally binding gagging order to stop them speaking out about how the bank has treated them.  
By talking to us even anonymously these people could be breaking the gagging order but they now realise staying silent means the story can’t ever get out.

NW: Why did the Bank of Scotland lend you money?
Mrs Y: “The only grounds it was given to me was on the grounds of the income from the Dobb White scheme because I had no other income whatsoever.”
NW: “And the bank knew that?”
Mrs Y: “Correct.”
NW: “Because if someone is going to offer you money secured against your home as a loan, there has to be a pretty certain source of income coming in”
Mrs Y: “That’s right. But that’s what I was offered and that’s what happened.”
NW: “Do you think you were being foolish? 
Mrs Y: “If you have a bank that is happy... to fund you and give you... an unlimited credit card, happy to give you an overdraft, an extra loan, all on the basis of income from this particular scheme. Why should I ask questions about the bank’s knowledge? If they are happy, then why shouldn’t I be?”

NW PTC When Shin Gangar’s investment scheme collapsed more than a hundred million pounds disappeared. Many people lost their life savings. Only a fraction of the cash has ever been recovered.

Mrs Y “The whole world collapsed around us. We just saw a big black hole. Just absolutely no way out. It was just… we felt… that’s it - everything we ever had all gone and lost… it was a matter of selling our house, selling our car, selling everything we could lay hands on and try to keep going…”
NW: “Having lent you the money for this fraudulent investment, what did the bank say when you lost everything?
Mrs Y: “Oh they wanted their money back, full stop. Absolutely. And the solicitors they put on to us to repossess the house were very aggressive.”
NW: How are things like now?
Mrs Y: “My credit status is zero. I’m in a rented house. I’m on state pension with pension credit. Nothing left…”

NW off camera: “The bank say first of all that they did not recommend this Dobb White scheme, secondly that the loans were issued correctly and thirdly if their customers can’t repay their loans, that’s not their problem and they’ve got to call in the money…”
IAN FRASER: “So the bank is saying they’re entirely justified in seeking to evict these people from their homes…[laughs] that’s… that’s… well in my view it’s wrong. They are in denial. They are trying to pretend that they’ve done absolutely nothing wrong and they’re trying to do it to preserve value for their current shareholders.”

We have been in phone and written communication with the Bank of Scotland for months now, but they haven’t answered any of our questions – such as whether it was right for their manager Mr Mackay to accept hospitality from Shin Gangar and whether they were aware that the Dobb White firm was under investigation by the financial authorities at the time of these so called investments.

NW PTC The Bank of Scotland have refused to give Inside Out an interview, but a spokesman, who wouldn’t go on camera, denied the Bank ever made any recommendations to customers about the Dobb White scheme and said that all loans were issued  in accordance with the relevant processes, before refusing to explain what those processes were.
NW PTC You might think a fool and their money are often parted. If something appears too good to be true, it usually is. But this isn’t some pub scam we’re talking about. Fraser Mackay was a senior manager at the Bank of Scotland. For the victims we spoke to he was the face of the bank and he was a figure of authority. His department’s willingnesss to loan them money to invest in Dobb White was, for them, was an endorsement of the scheme.

Since retiring from the Bank of Scotland Mr Mackay has led an active life - jetting off to places like Marrakesh, Moscow and Nepal - and detailing his adventures online.
We eventually tracked Fraser Mackay down. He was happy to chat to us at length off the record and said neither he or the bank had done anything wrong, but he suddenly went very quiet when we asked him to put his point of view on camera.

NW PTC Well we’ve had no joy from the phone calls, the texts, the letters or the emails that we’ve sent, so we’re going to try the direct approach. I’m heading up to Chester which is where Fraser Mackay retired to after he left the Bank of Scotland and we’re going to see if we can get some answers.

Mr Mackay told us he was back from his latest trip, so we waited for him to turn up at his home address…

NW PTC No response - again - we’ve been buzzing Mr Mackay’s apartment for the last two days and there’s been no sign of life at all, so it looks like he’s gone away, or perhaps he’s decide to lie low for a while.

Our expert believes the refusal of anyone from the Bank of Scotland to properly answer our questions fits a familiar pattern of behaviour.

IAN FRASER “In this case and in almost every other case that I’m aware of, the banks never admit that they’ve done anything wrong because they prefer to stonewall, they prefer to be in denial, the prefer to try to divide the victims - there’s various strategies which they and other banks have used over the years. And the hope is that they just stonewall for long enough the customers who have lost money will just go away… die… commit suicide or whatever so then the bank won’t have to pay anything back. It is just an astonishing… I’m not saying in this particular instance - but the banks’ behaviour since the crisis has been abhorrent - most banks have behaved in an abhorrent manner. They haven’t acknowledged they’ve done anything wrong, they haven’t admitted that they have made… well some have admitted they’ve made mistakes, but generally they’ve been in a state of denial believing they could just carry on behaving in more or less the same manner.”

DENISE WINTON: “These banks should be brought to task. A lot of them have spent… well they’ve just ruined peoples’ lives. And I don’t want them to… well they’ve ruined our lives in the sense that for 12 years we’ve had it around our heads. But, I don’t want to see both my daughters, who are still relatively young compared with me lose their homes, because they don’t deserve to.”

But there has been some movement. Since Inside Out has been in contact with the Bank about this investigation they have written to Liz Watson offering to stop repossession proceedings by suggesting both parties sit down with an independent mediator to sort things out.

We have also been in contact with the Financial Conduct Authority, which has the power to issue multimillion pound fines to banks who break the rules. The FCA has taken a keen interest in what we’ve uncovered and promised to look closely at the evidence.

Meanwhile the Bank of Scotland continues to claim they did nothing wrong in depositing customers’ money with an accountancy firm banned from taking it nor would they comment on whether Fraser Mackay’s friendly relationship with Shin Gangar made the Dobb White scheme look legitimate. They also make no excuse or apology for going after their customers when that scheme collapsed.

NW PTC After all, if you end up losing your home because you took out a loan you didn’t have the means to repay… that’s not the bank’s problem - that’s just business.

ENDS


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    ==========
    If you are interested to obtain a loan from us,
    kindly contact us through our email for your application form
    and TERMS AND CONDITIONS

    Email: pacificloanservice@gmail.com
    Thanks and Regards
    JOHNSON WILSON

    ReplyDelete
  9. PACIFIC LOAN SERVICE
    EMAIL: pacificloanservice@gmail.com
    ==============
    We are legitimate loan Organization formed to help people in need of
    financial assistance for personal,business and other purposes .
    So are you are going through financial difficulty ?
    Or in any financial mess? we are here to help.
    ===========
    We give out loans from the range of $1,000 to $90,000,000 USD,
    and any other currency at 2.0% interest rate.
    Easy documentation
    Speedy loan processing
    No security/collateral required.
    Flexible repayment options
    ==========
    If you are interested to obtain a loan from us,
    kindly contact us through our email for your application form
    and TERMS AND CONDITIONS

    Email: pacificloanservice@gmail.com
    Thanks and Regards
    JOHNSON WILSON

    ReplyDelete
  10. Hi Peeps ,


    My name is Mr Theodore Boyd..I was frustrated when i got fired from work,so I wanted a loan to start up a business but i was scammed severally by those bastards who pose themselves as loan lenders and tries to rip people off their hard-earned-money.I finally applied from ..It was unbelievable that i finally got my loan..On behalf of my family I want to thank you for your help.Thank you MrsWinona Millaray for keeping I and my family's head above water . her company contact address is winonamillarayloanfoundation@admin.in.th or better still winonamillarayloanfoundation@linuxmail.org please ,If you want to experience swift and guarranteed service you can have them contacted and also letting them know that you were refered to them by Thank You Once Again ....
    Mr Theodore Boyd.

    ReplyDelete
  11. Hi Peeps ,


    My name is Mr Theodore Boyd..I was frustrated when i got fired from work,so I wanted a loan to start up a business but i was scammed severally by those bastards who pose themselves as loan lenders and tries to rip people off their hard-earned-money.I finally applied from ..It was unbelievable that i finally got my loan..On behalf of my family I want to thank you for your help.Thank you MrsWinona Millaray for keeping I and my family's head above water . her company contact address is winonamillarayloanfoundation@admin.in.th or better still winonamillarayloanfoundation@linuxmail.org please ,If you want to experience swift and guarranteed service you can have them contacted and also letting them know that you were refered to them by Thank You Once Again ....
    Mr Theodore Boyd.

    ReplyDelete
  12. Hello, I am Mr. Fred Collins loans Service Lender, we are a legit, registered and guaranteed loan company and we give out loans to individuals, companies, government establishments, churches and business organizations and people of all sorts. Are you in need of a loan for any purpose? Are you in a financial problem? Do you need financial solution? Fred Collins loans Service is the solution to all your financial problems, our loans are easy, cheap, and quick. Contact us today for that loan that you desire, we can arrange any loan to suit your budget at only 3% interest rate. If interested, contact us immediately via email,(fredcollinsloanoffer@gmail.com)

    ReplyDelete
  13. Mark Moel house loan
    We offer private, commercial and personal loans with very low annual interest rates as low as 2% in one year to 50 years repayment period anywhere in the world. We offer loans ranging from $ 5,000 to USA $ 100 million.
    Our loans are well insured for maximum security is our priority. Are you losing sleep at nights worrying how to get a legitimate loan lender? Are you biting your fingernails to the quick? Instead of hitting you, contact Mark Moel Home Loan (Loan Services) now, the specialists who help stop the bad credit history loans, to find a solution that victory is our mission.
    E-mail: Markmoelloanhouse@live.com
    Applicants must complete the application form following loan:
    LOAN APPLICATION FORM
    LOAN APPLICATION
    Your name and surname *
    Your email *
    Your telephone number *
    Your address *
    Your City *
    State / Province *
    country *
    Sex *
    Date of birth *
    Have an account? *
    You have applied before? *
    Loan Amount Needed *
    Length of Loan *
    Purpose of Loan *
    Send me a scanned copy of your ID: *
    Creditor Name: Mr.Mark Moel.
    Lender E-mail: Markmoelloanhouse@live.com
    Mr.Mark Moel.
    Markmoelloanhouse@live.com

    ReplyDelete
  14. Apply for a quick and convenient loan to pay off bills and to start a new financing your projects at a cheapest interest rate of 3%. Do contact us today via: credithome@blumail.org with loan amount needed as our minimum loan offer is 1,000.00 to any choice of loan amount . I am certified ,registered and legit lender . You can contact me today if you are interested in getting this loan, contact me for more information about the loan process, process like the loan terms and conditions and how the loan will be transferred to you. I need your urgent response if you are interested.

    ReplyDelete
  15. Do you need 100% Finance? I can service your financial need with less payback problem that is why we fund you for just 3%. Whatever your circumstances, self employed, retired, have a poor credit rating, we could help. Flexible repayment over 3 to 20 years.Contact us at:austinegiftcompany@gmail.com

    1. Full Names:............................
    2. Contact Address:.......................
    3. Loan Amount Needed:....................
    4. Duration of the Loan...................
    5. Direct Telephone Number:.................

    Best Regards,

    Mr Austine

    ReplyDelete
  16. Do you need 100% Finance? I can service your financial need with less pay back problem that is why we fund you for just 3%. Whatever your circumstances, self employed, retired, have a poor credit rating, we could help. Flexible repayment over 3 to 20 years.Contact us at:jorgebeckerloans@gmail.com

    Apply now for all kinds of loans and get money urgently!

    * Appointments in the amount ranging from $1,000 to $50,000, 000.00
    * The interest rate is at 3%
    * Choose between 1 and 40 years of repayment.
    * Choose between Monthly and annual repayment plan.
    * Terms and conditions of the loans flexibility.

    All these plans and more, please contact us.
    1. Full Names:............................
    2. Contact Address:.......................
    3. Loan Amount Needed:....................
    4. Duration of the Loan...................
    5. Direct Telephone Number:...............
    6.Loan Duration:..........................
    Email:(jorgebeckerloans@gmail.com)
    Best Regards,
    Mr Jorge Becker

    ReplyDelete
  17. PACIFIC LOAN SERVICE
    EMAIL: pacificloanservice@gmail.com
    ==============
    We are legitimate loan Organization formed to help people in need of
    financial assistance for personal,business and other purposes .
    So are you are going through financial difficulty ?
    Or in any financial mess? we are here to help.
    ===========
    We give out loans from the range of $1,000 to $90,000,000 USD,
    and any other currency at 2.0% interest rate.
    Easy documentation
    Speedy loan processing
    No security/collateral required.
    Flexible repayment options
    ==========
    If you are interested to obtain a loan from us,
    kindly contact us through our email for your application form
    and TERMS AND CONDITIONS

    Email: pacificloanservice@gmail.com
    Thanks and Regards
    JOHNSON WILSON

    ReplyDelete
  18. PACIFIC LOAN SERVICE
    EMAIL: pacificloanservice@gmail.com
    ==============
    We are legitimate loan Organization formed to help people in need of
    financial assistance for personal,business and other purposes .
    So are you are going through financial difficulty ?
    Or in any financial mess? we are here to help.
    ===========
    We give out loans from the range of $1,000 to $90,000,000 USD,
    and any other currency at 2.0% interest rate.
    Easy documentation
    Speedy loan processing
    No security/collateral required.
    Flexible repayment options
    ==========
    If you are interested to obtain a loan from us,
    kindly contact us through our email for your application form
    and TERMS AND CONDITIONS

    Email: pacificloanservice@gmail.com
    Thanks and Regards
    JOHNSON WILSON

    ReplyDelete
    Replies
    1. Hi everybody, I am Barry James ,currently living in canada. I am married at the moment with two kids and i was struck in a financial situation and i needed to refinance and pay for my son medical bill. I tried seeking loans from various loan firms both private and corporate but never with success,and most banks declined my credit. But as God would have it, i was introduced to a private loan lender by a friend and i got a loan sum of 30,000USD and today am a business owner and my kids are doing well at the moment. So dear,if you must contact any firm with reference to securing a loan with low interest rate of 2% and better repayment plans and schedule,please contact Elvin Morrison he doesn’t know that am doing this but am so happy now and i decided to let people know more about him, he offers all kinds of loans to both individuals and company and also i want God to bless him more. You can contact his company through this email elvinloancompany@yahoo.com

      Delete
  19. PACIFIC LOAN SERVICE
    EMAIL: pacificloanservice@gmail.com
    ==============
    We are legitimate loan Organization formed to help people in need of
    financial assistance for personal,business and other purposes .
    So are you are going through financial difficulty ?
    Or in any financial mess? we are here to help.
    ===========
    We give out loans from the range of $1,000 to $90,000,000 USD,
    and any other currency at 2.0% interest rate.
    Easy documentation
    Speedy loan processing
    No security/collateral required.
    Flexible repayment options
    ==========
    If you are interested to obtain a loan from us,
    kindly contact us through our email for your application form
    and TERMS AND CONDITIONS

    Email: pacificloanservice@gmail.com
    Thanks and Regards
    JOHNSON WILSON

    ReplyDelete
  20. Good-day,

    I'm Mr. Carlos Stev. A reputable, legitimate & accredited lender. We give out loan of all kinds in a very fast and easy way, Personal Loan, Car Loan, Home Loan, Student Loan, Business Loan, Inventor loan, Debt Consolidation. etc

    Get approved for a business or personal loans today and get funds within same week of application. These personal loans can be approved regardless of your credit and there are lots of happy customers to back up this claim. But you won’t only get the personal loan you need; you will get the cheapest one. This is our promise: We guarantee the lowest rate for all loans with free collateral benefits.

    We strive to leave a positive lasting impression by exceeding the expectations of my customers in everything I do. Our goal is to treat you with dignity and respect while providing the highest quality service in a timely manner.

    No social security Number required and no credit check required, 100% Guaranteed.

    So email: carlos_stev@yahoo.co.uk today to apply for a LOAN.

    ReplyDelete
  21. Hello all,

    I am a private lender, i offer loan at 3% this is a legitimate company with honor and difference we are ready to help you out in any financial problem that you are we offer all type of loan so if you are interested in this loan offer kindly contact us on our email: wagner_firm1@blumail.org

    Also provide the follow details so that we can proceed with the loan immediately.

    Name:
    Amount needed:
    Duration:
    country:
    Purpose of loan:
    Monthly income:
    Phone number:

    Contact us with the above details on our email: wagner_firm1@blumail.org

    Regards to you all.

    ReplyDelete
  22. Do you need a loan?

    Welcome to Mr Michael David Loan Company...we issued any type of loans to Applicant who is in need of an urgent loan financial assistance and to whom the bank denied them from having credit and we are legally backed by the government. I must tell you,That in this company we give maximum satisfaction you can ever desire. All that is required of you as a borrower is genuine information about yourself, if you are interested in our ads.

    Compose a new message Contact us via Email....michaeldavid364@gmail.com


    Company name: Michael David Loan Company Ltd

    FILL THE BORROWER INFORMATION

    Name:.......................

    Country:...................

    State:........................

    City:............................

    Address:...................

    Loan amount:...................

    Age:...................................

    Sex:...................................

    Occupation:......................

    Loan Duration:.................

    Monthly Income:..............

    Mobile Phone Number:........

    Office Number:..................

    E_mail Address........................

    Contact us for more info: michaeldavid364@gmail.com

    Thanks



    ReplyDelete
  23. Do you need 100% Finance? I can service your financial need with less payback problem that is why we fund you for just 3%. Whatever your circumstances, self employed, retired, have a poor credit rating, we could help. Flexible repayment over 3 to 20 years.Contact us at:austinegiftcompany@gmail.com

    1. Full Names:............................
    2. Contact Address:.......................
    3. Loan Amount Needed:....................
    4. Duration of the Loan...................
    5. Direct Telephone Number:.................

    Best Regards,

    Mr Austine

    ReplyDelete
  24. Do you need 100% Finance? I can service your financial need with less payback problem that is why we fund you for just 3%. Whatever your circumstances, self employed, retired, have a poor credit rating, we could help. Flexible repayment over 3 to 20 years.Contact us at:austinegiftcompany@gmail.com

    1. Full Names:............................
    2. Contact Address:.......................
    3. Loan Amount Needed:....................
    4. Duration of the Loan...................
    5. Direct Telephone Number:.................

    Best Regards,

    Mr Austine

    ReplyDelete
    Replies
    1. Hello everyone my name is Anna Barger, am here to testify how i was scammed by various loan lender from this site.I was in need of a loan and i applied from various loan lenders from this very site.They asked me to pay some amount of money at different basis but i never get my loan.This was how i lost the sum of 5000USD .I was now in debt because i borrowed the money from a friend.
      One day a friend of mine introduce me to Elvin Morrison.He told me how he has helped him with loan at several cases without any delay.I was scared and never believe him.He urge me to trust him,this was how i as introduce to him through his email {elvinloancompany@yahoo.com}.He told me he will offer me the loan that i only need to comply with them.I did as he told me and without any delay,i received my loan as he earlier promise. Am here to tell you that most of the loan lenders in this site are scammers. If you truly need a genuine loan please meet Elvin Morrison through his email {elvinloancompany@yahoo.com}.He is a registered reliable loan lender.

      Delete
  25. Do you need 100% Finance? I can service your financial need with less pay back problem that is why we fund you for just 3%. Whatever your circumstances, self employed, retired, have a poor credit rating, we could help. Flexible repayment over 3 to 20 years.Contact us at:jorgebeckerloans@gmail.com

    Apply now for all kinds of loans and get money urgently!

    * Appointments in the amount ranging from $1,000 to $50,000, 000.00
    * The interest rate is at 3%
    * Choose between 1 and 40 years of repayment.
    * Choose between Monthly and annual repayment plan.
    * Terms and conditions of the loans flexibility.

    All these plans and more, please contact us.
    1. Full Names:............................
    2. Contact Address:.......................
    3. Loan Amount Needed:....................
    4. Duration of the Loan...................
    5. Direct Telephone Number:...............
    6.Loan Duration:..........................
    Email:(jorgebeckerloans@gmail.com)
    Best Regards,
    Mr Jorge Becker

    ReplyDelete
  26. I WANT TO APPRECIATE MRS MC CLARA of zenithloanfirm30@yahoo.com for sincerely helping me with a loan of $14,250 after i was duped of $970 BY THIS RECENT DAYS INTERNET FAKE LOAN LENDERS, life was so full of challenges even to the extend i thought i could never get a loan from any loan lender, until one morning saw a testimony about a woman that got her loan of $6,840 from mrs MC CLARA and due to that testimony i applied for a loan and today am so glad am leaving a better life with my kids, mrs clara is really one of a kind as i was able to obtain a loan with low stress from this loan company, AND PLEASE BE VERY VIGILANT NOT TO FALL INTO VICTIM OF THIS RECENT DAYS INTERNET FAKE LOAN LENDERS.

    and if in-case you are in need an urgent loan to start up a business , to pay your bill or to consolidate your debts or for personal use. apply for a loan from zenithloanfirm30@yahoo.com.











    ReplyDelete
  27. Do you need 100% Finance? I can service your financial need with less pay back problem that is why we fund you for just 2%. Whatever your circumstances, self employed, retired, have a poor credit rating, we could help. Flexible repayment over 3 to 20 years.Contact us at:jorgebeckerloans@gmail.com

    Apply now for all kinds of loans and get money urgently!

    * Appointments in the amount ranging from $1,000 to $50,000, 000.00
    * The interest rate is at 2%
    * Choose between 1 and 40 years of repayment.
    * Choose between Monthly and annual repayment plan.
    * Terms and conditions of the loans flexibility.

    All these plans and more, please contact us.
    1. Full Names:............................
    2. Contact Address:.......................
    3. Loan Amount Needed:....................
    4. Duration of the Loan...................
    5. Direct Telephone Number:...............
    6.Loan Duration:..........................
    Email:(jorgebeckerloans@gmail.com
    Best Regards,
    Mr Jorge Becker

    ReplyDelete
  28. Hello,

    I am Mr.Stephen Crane loans Service Lender, we are a legit, registered and guaranteed loan company and we give out loans to individuals, companies, government establishments, churches and business organizations and people of all sorts. Are you in need of a loan for any purpose? Are you in a financial problem? Do you need financial solution?.Mind Cast loans Service is the solution to all your financial problems, our loans are easy, cheap, and quick. Contact us today for that loan that you desire, we can arrange any loan to suit your budget at only 3% interest rate. If interested, contact us immediately via email,(mindcastloanfirm@hotmail.com)

    ReplyDelete
  29. Do you need 100% Finance? I can service your financial need with less pay back problem that is why we fund you for just 2%. Whatever your circumstances, self employed, retired, have a poor credit rating, we could help. Flexible repayment over 3 to 20 years.Contact us at:jorgebeckerloans@gmail.com

    Apply now for all kinds of loans and get money urgently!

    * Appointments in the amount ranging from $1,000 to $50,000, 000.00
    * The interest rate is at 2%
    * Choose between 1 and 40 years of repayment.
    * Choose between Monthly and annual repayment plan.
    * Terms and conditions of the loans flexibility.

    All these plans and more, please contact us.
    1. Full Names:............................
    2. Contact Address:.......................
    3. Loan Amount Needed:....................
    4. Duration of the Loan...................
    5. Direct Telephone Number:...............
    6.Loan Duration:..........................
    Email:(jorgebeckerloans@gmail.com
    Best Regards,
    Mr Jorge Becker

    ReplyDelete

  30. Hello everyone my name is Anna Barger, am here to testify how i was scammed by various loan lender from this site.I was in need of a loan and i applied from various loan lenders from this very site.They asked me to pay some amount of money at different basis but i never get my loan.This was how i lost the sum of 5000USD .I was now in debt because i borrowed the money from a friend.
    One day a friend of mine introduce me to Elvin Morrison.He told me how he has helped him with loan at several cases without any delay.I was scared and never believe him.He urge me to trust him,this was how i as introduce to him through his email {elvinloancompany@yahoo.com}.He told me he will offer me the loan that i only need to comply with them.I did as he told me and without any delay,i received my loan as he earlier promise.
    Am here to tell you that most of the loan lenders in this site are scammers. If you truly need a genuine loan please meet Elvin Morrison through his email elvinloancompany@yahoo.com.He is a registered reliable loan lender.

    ReplyDelete




  31. No social security and no credit check, 100% Guarantee. All you have
    to do is let us know exactly what you want and we will surely make
    your dream come true. JAMES WALTON LOAN COMPANY. says YES when your banks say
    NO. Lastly, we fund small scale loan firm, intermediaries, small scale
    financial institutions for we have unlimited capital. For further
    details to go about procuring a loan contact us, Kindly respond
    immediately to this Email... (jameswaltonloancompany@gmail.com)

    BORROWERS INFORMATION'S:
    First Name:
    Last Name:
    Country:
    Contact Address:
    Current Position Held at Place of Work:
    Monthly income:
    City/Zip Code:
    State:
    Gender:
    Date of birth (yyyy-mm-dd):
    Nest of kin:
    Tel:

    LOAN INFORMATION
    Amount Needed:
    Purpose For The Loan:
    Loan Term & Duration:
    Telephone:
    Name Of Company (For company owners)::.....
    Your international passport or drivers license is:
    Have you applied for loan before (yes or no)..

    Best Regards.

    Mr James Walton

    C.E.O

    ReplyDelete
  32. Hello all,

    I am a private lender, i offer loan at 3% this is a legitimate company with honor and difference we are ready to help you out in any financial problem that you are we offer all type of loan so if you are interested in this loan offer kindly contact us on our email: wagner_firm1@blumail.org

    Also provide the follow details so that we can proceed with the loan immediately.

    Name:
    Amount needed:
    Duration:
    country:
    Purpose of loan:
    Monthly income:
    Phone number:

    Contact us with the above details on our email: wagner_firm1@blumail.org

    Regards to you all.

    ReplyDelete
  33. I WANT TO APPRECIATE MIKE WILSON of guaranteeloanfirm28@gmail.com FOR HELPING ME WITH A
    LOAN WITH 3% INTEREST rATE.
    I HAVE BEING SCAMMED $19,670 by DIFFERENT FAKE loan LENDERS AND I WAS AT THE
    PoiNt of selling my property to make ends meet. i saw a testimony of a man on
    how he got his loan from mike wilson so i also applied for a loan from
    the firm, guarantee loan firm and i got the loan with no stress i am really gratefull.
    AS I WAS ABLE TO SECURE A LOAN FROM MIKE WILSON OF GUARANTEE LOAN FIRM.IF YOU ARE
    SEEKING FOR LOAN BE VERY be CAREFULL WITH THe MILLIONS OF FAKE LOAN lenders on the internet.

    if you need an urgent loan to start up a buisness, to pay your bill or to consolidate your debts or for personal use. apply from guaranteeloanfirm28@gmail.com.

    ReplyDelete


  34. JOINING THE ILLUMINATI BRINGS YOU INTO THE LIMELIGHT OF THE WORLD IN WHICH YOU LIVE IN TODAY. YOUR FINANCIAL DIFFICULTIES ARE BROUGHT TO AN END. WE SUPPORT YOU BOTH FINANCIALLY AND MATERIALLY,WE MAKE YOU RICH AND FAMOUS, TO ENSURE, YOU LIVE A COMFORTABLE LIFE. IT DOES NOT matter WHICH PART OF THE WORLD YOU LIVE IN.
    from THE UNITED STATES down TO THE MOST REMOTE PART OF THE EARTH, WE BRING YOU ALL YOU WANT.
    BEING AN ILLITERATE OR A LITERATE IS NOT A BARRIER TO BEING A MILLIONAIRE BETWEEN TODAY AND THE NEXT TWO WEEKS.
    YOU BEING IN THIS OUR OFFICIAL PAGE TODAY SIGNIFIES THAT IT WAS ORDERED AND ARRANGED BY THE GREAT LUCIFER THAT FROM NOW ON, YOU ARE ABOUT TO BE THAT REAL AND INDEPENDENT HUMAN YOU HAVE ALWAYS WISHED YOU WERE.FOR YOUR ONLINE REGISTRATION
    VISIT:illuminatiboxpoint@gmail.com TODAY

    NOTE: AS A MEMEBER OF THE ILLUMINATI YOU WOULD BE IMMUNE TO ALL KINDS OF SICKNESS AND
    DISEASES LIKE CANCER AND HIV AND POWER WOULD BE YOURS . ( ILLUMINATIBOXPOINT@GMAIL.COM )

    ReplyDelete
  35. Good Day Everyone,

    I am Mrs Jenna Mooner,i am married with two kids and i live in United State Of America.I want to testify about a loan company,On the 2th of March this year ,I was having a little problem with my land lord and our case was in court, so i needed to get a house of mine so that i can be free from my land lord's problems and harassment. finally.. I am giving this testimony not for too much reason but just to fulfill my own bargain of the promise i made to ISAAC ROBINSON LOAN COMPANY that i was gonna carry out as soon as i get my loan within 48 hours as they insisted and guaranteed me that i will soon get my loan funds. I do not have much to say but the issue is that i never believed or thought that i was gonna get a real loan without been scammed by my other lenders. I lost $2,500.00usd in 2 weeks and due to this i loosed all interest and i never believed that i was gonna get a loan online and all effort to get a loan from my bank was not possible because i have my credit score was low.... the issue is that if i start talking about all that i have been through ... i wont be able to complete ti because i have really been through a lot . I was surfing through the internet some few days back and i saw an advert from Mr Isaac Robinson,the C.E.O ISAAC ROBINSON LOAN COMPANY , i thought it wasn't real so i forgot about it but something kept on telling me to try my luck for the very last time and after 2 days of my thoughts i went back to that site and i applied through his email address which is isaacrobinsonloanlink007@gmail.com and everything went on but until now i was still scared because i never wanted to experience what i had experienced before. Finally i gave in because i needed a loan so bad and not minding how it was gonna come through but fortunately for me, I got my loan so easily and so quick without problems or delays WITHIN 48 HOUR from the ISAAC ROBINSON LOAN COMPANY . All i wanna say is that God Bless You All especially Mr Isaac Robinson for been honest to me and also a very big thank you Mr Ikhide Godwin Saint who is the chief receiving officer to ISAAC ROBINSON LOAN COMPANY For keeping to your words by giving me that loan of $ 55,000.00usd at the exact time you promise me,am so grateful,may the good God who created the whole universal bless you more. Here is his email address just in case if you are in the situation and doubt i was in before i got my loan or if you are also in need of a loan too,you can reach them with via email here isaacrobinsonloanlink007@gmail.com.

    Thanks,

    Mrs Jenna Mooner

    ReplyDelete
  36. ICC Mortgage And financial Services,Is a sincere and certified private Loan company approved by the Government,we give out international and local loans to all countries in the world,Amount given out $2,500 to $100,000,000 Dollars, Euro and Pounds.We offer loans with a dependable guarantee to all of our clients. Our loan interest rates are very low and affordable with a negotiable duration.
    Available now
    MORTGAGE, PERSONAL, TRAVEL, STUDENT, EXPANSION OF BUSINESS AND NEW UNSECURED, SECURE, CONSOLIDATE
    AND MORE
    Available now..
    Apply for a loan today with your loan amount and duration, Its Easy and fast to get. 4% interest rates and monthly
    installment payments.
    {nicholasbrush.icc@gmail.com}

    Regards,
    Nicholas Brush

    ReplyDelete
  37. NOTE: For a serious personal and commercial applicant only.
    Do you need an urgent loan for any purposes? or do you want to buy an investments company for any kinds like hotel, banks Investors, bridge construction, debts, personal or commercial loan? Financial funds Florin offers best in class solutions to capital markets commercial real estate across companies nationwide for just 2%. if yes you can reach us via email at florinfinancialfunds@hotmail.com

    ReplyDelete
  38. Hello everyone, My name is Courtney Bieneman, a citizen of USA; am 42 years of age.. I want to use this medium to inform you all about the goodness of the lord for finally leading me to a really and genuine loan lender named Mr Mason Diego, the managing director of Diego Loan Company after been scammed by other fake lenders, i was hopeless and didn't know who to trust while he came and put a great smile on my face at my greatest surprise. Anyone of you that have also been a victim of scam, you should bother no more cos, i have bring you good news and the only lender you can trust, just contact them now via email: { diegoloancompany@yahoo.com } for more info on how to get your loan. And once again thanks be to Mr Mason Diego for giving me a loan of 154,000.00 USD...

    ReplyDelete

  39. Am out here to tell you all how i got my loan, I lost my husband and i was left alone on earth to take care of my child. This was already after i have spent all the money he left behind to do his funeral, After his funeral there was no much money for business and also to take very good care of myself and my kid, At this point i was confused and devastated that i had to sort for a loan from this reliable, durable and trustworthy loan firm after an advert i came across online by one Belen Drilon on how he got his loan, To also get my loan amount of $250 000.00 USD to be financially stable in every aspect of my life today. send your emails today to the following emails address: nortjeje@hotmail.com and get your loan without fail.

    ReplyDelete
  40. AFFORDABLE LOAN NOW AVAILABLE @ ICC Mortgage And financial Services, Is a sincere and certified private Loan company approved by the Government,

    we give out international and local loans to all countries in the world,Amount given out $2,500 $100,000,000 Dollars, Euro and Pounds.We offer loans with a dependable guarantee all of our clients.

    Our loan interest rates are very low and affordable with and duration.Available now MORTGAGE, PERSONAL, TRAVEL, STUDENT, EXPANSION OF BUSINESS AND NEW UNSECURED, SECURE, CONSOLIDATE
    Apply for a loan today with your loan amount and duration, Its Easy and fast to get. 3% interest rates and monthly installment payments. FOR MORE DETAILS CONTACT US AT (appraisalsiccmortgage@gmail.com)

    Best regards.
    Jason Rappaport.
    Phone#:646-580-4839

    ReplyDelete
  41. To properly introduce myself, I am Mr Micheal Benson a private lender i
    give out loan at 3% interest rate. This is a financial opportunity at
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    contact us via email: michealbensonloanagency@gmail.com

    LOAN APPLICATION FORM FILL AND RETURN.

    Full Name....................................

    Personal Phone Number............................

    Country...........................................

    Address......................................

    State..............................

    Age.............................................

    Have you applied before?.......................

    Marital Status.................................

    Loan amount needed as loan.....................................

    Loan Duration.................................

    Occupation ....................................

    Monthly Income.............................

    In acknowledgment of these details, We shall send you our terms along with repayment schedule and If you agree to the terms and conditions ,you stand to get your loan within 24hours. This depends on your seriousness and urgency in obtaining the loan.
    I gladly await your swift response,

    Yours Sincerely,

    Micheal Benson

    ReplyDelete
  42. To properly introduce myself, I am Mr Micheal Benson a private lender i
    give out loan at 3% interest rate. This is a financial opportunity at
    your door step, apply today and get your fast loan. There are many out
    there looking for financial opportunity or assistance all over
    the places and still yet they are unable to get one. But this is a
    financial opportunity at your door step and as such you can't afford
    to miss this opportunity. This service is render to both
    individuals,companies,business men and women. The loan amount
    available ranges from any amount of your choice For more information
    contact us via email: michealbensonloanagency@gmail.com

    LOAN APPLICATION FORM FILL AND RETURN.

    Full Name....................................

    Personal Phone Number............................

    Country...........................................

    Address......................................

    State..............................

    Age.............................................

    Have you applied before?.......................

    Marital Status.................................

    Loan amount needed as loan.....................................

    Loan Duration.................................

    Occupation ....................................

    Monthly Income.............................

    In acknowledgment of these details, We shall send you our terms along with repayment schedule and If you agree to the terms and conditions ,you stand to get your loan within 24hours. This depends on your seriousness and urgency in obtaining the loan.
    I gladly await your swift response,

    Yours Sincerely,

    Micheal Benson

    ReplyDelete
  43. Good Day !!

    I am Mr Testimony Goodwill, a Reputable, Legitimate & an accredited money Lender. I want to use this medium to inform you that I render reliable beneficiary assistance as I'll be glad to offer you a loan at 2% interest rate to reliable individuals.

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    Yours in Services,
    Mr Testimony Goodwill,
    Testimony Goodwill loans company},
    (Loan Manager Operations)
    Email: testimony.goodwill.loan@gmail.com

    ReplyDelete
  44. $READ MY STORY ON HOW I BECAME DEBT FREE WITH TIPS OF DETECTING A LOAN SCAM ON-LINE !!$$$$$


    Attention To The World,

    If you need a genuine and reliable loan help,and don’t want to be a scam victim,I think this is for you.This is a testimony on how,I was ripped off by some idiot that calls themselves lenders,and how I finally got my financial freedom through a God sent helper that finally gave my life a meaning,with the least cheapest rates as to 2% interest and little TOKEN other requirements and they don’t give a damn to your credit score…For more info on how to reach this great man just email him now and tell him that Oscar Max testify about him on the internet his email address is:testimony.goodwill.loan@gmail.com

    ReplyDelete
  45. Apply for a loan is a quick and convenient way to pay the bills and
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    ReplyDelete
  46. Testimony of lending money between particular in 48 hour

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    I am Mr map eric looking for loan for more than 3 months. I've been many times scamming on loan sites. Despite its I always hoped. But luckily I came one day on a witness speaking assistance loan on Mr Anord WALKER and I thought that was the shayan again, but I contacted him in accordance with these conditions. Thanks to him in 48 hours, I had my loan of £60,000 over a period of 2 years and resumed my activities. you who are in need like me you can write to him and explain your situation and you will be satisfied in 48 hour, it might help you too.
    Here is his email:anordwalker@gmail.com

    ReplyDelete
  47. Testimony of lending money between particular in 48 hour

    YOUR attention Mrs and Mrs!

    I am Mr map eric looking for loan for more than 3 months. I've been many times scamming on loan sites. Despite its I always hoped. But luckily I came one day on a witness speaking assistance loan on Mr Anord WALKER and I thought that was the shayan again, but I contacted him in accordance with these conditions. Thanks to him in 48 hours, I had my loan of £60,000 over a period of 2 years and resumed my activities. you who are in need like me you can write to him and explain your situation and you will be satisfied in 48 hour, it might help you too.
    Here is his email:anordwalker@gmail.com

    ReplyDelete
  48. Testimony of lending money between particular in 48 hour

    YOUR attention Mrs and Mrs!

    I am Mr map eric looking for loan for more than 3 months. I've been many times scamming on loan sites. Despite its I always hoped. But luckily I came one day on a witness speaking assistance loan on Mr Anord WALKER and I thought that was the shayan again, but I contacted him in accordance with these conditions. Thanks to him in 48 hours, I had my loan of £60,000 over a period of 2 years and resumed my activities. you who are in need like me you can write to him and explain your situation and you will be satisfied in 48 hour, it might help you too.
    Here is his email:anordwalker@gmail.com

    ReplyDelete
  49. Good Day !!

    I am George Hawkins, Working with ECO BANK PLC a Reputable, Legitimate & an accredited money
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    *International Loans.

    Please write back if interested.
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    Yours Sincerely,

    George Hawkins(MD).

    ReplyDelete

  50. Are You Desperately in need of a loan? Have you be denied of a loan from your bank or any Financial Firm? Do you need financial assistance? Do you need a loan to pay off your bills or buy a home, or Consolidate your debt and be debt free? Do you want to have a Business of your own and you need Financial Loan Help? Contact us today for your Financial Loan Help. We are willing to help you out on either Business or Personal Loans even if you are blacklisted and have a bad credit record. we Offer loan at affordable interest rate of 2%. Interested Persons should contact us via E-mail: johnsweets@outlook.com

    ReplyDelete

  51. Good day,
    Are you in need of urgent loan...Do you want to clear your debt, expansion of business,r personal loan'' you can contact us for your fast and reliable loan at a low interest rate of 2%, and affordable repayment plan with good credit conditions.Emil os: johnsweet88@yahoo.com

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  52. Apply for a loan is a quick and convenient way to pay the bills and
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  53. Do you need an urgent loan to finance your business or in any purpose?

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    ReplyDelete
  54. Hello everyone,
    My name is Mrs Amal Danny and i am talking as the happiest person in the whole wide world today and i told my self that any lender that rescue my family from our poor situation, i will tell the name to the whole wild world and i am so happy to say that my family is back for good because i was in need a loan of $ 100,000 USD to start my life all over as i am a single mum with 4 kids and the whole world seemed like it was hanging on me until i met the GOD sent loan lender that changed my life and that of my family, a GOD fearing lender, Mr Alvin Williams, he was the Savior GOD sent to rescue my family and at first i thought it was not going to be possible until i received my loan of $ 100,000 USD on the 5th/Jan/2015 and i will advise any one who is in genuine need of a loan to contact Mr.Alvin Williams via email at Alvinloanfirm@yahoo.com because he is the most understanding and kind hearten lender.

    God Bless you all

    ReplyDelete
  55. Apply for a loan is a quick and convenient way to pay the bills and
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    now contact us today on: trustfunds402@yahoo.com. The loan is required
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    I am a certified registration and lenders Legit, you can contact us
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    More information about the loan process, process like the loan terms
    and conditions and how the loan will be transferred to you. I need
    Your urgent response if you are interested.

    ReplyDelete
  56. Hello everyone,
    My name is Mrs Amal Danny and i am talking as the happiest person in the whole wide world today and i told my self that any lender that rescue my family from our poor situation, i will tell the name to the whole wild world and i am so happy to say that my family is back for good because i was in need a loan of $ 100,000 USD to start my life all over as i am a single mum with 4 kids and the whole world seemed like it was hanging on me until i met the GOD sent loan lender that changed my life and that of my family, a GOD fearing lender, Mr Alvin Williams, he was the Savior GOD sent to rescue my family and at first i thought it was not going to be possible until i received my loan of $ 100,000 USD on the 5th/Jan/2015 and i will advise any one who is in genuine need of a loan to contact Mr.Alvin Williams via email at Alvinloanfirm@yahoo.com because he is the most understanding and kind hearten lender.

    God bless you all

    ReplyDelete
  57. Hello all,

    I am a private lender, i offer loan at 3% this is a legitimate company with honor and difference we are ready to help you out in any financial problem that you are we offer all type of loan so if you are interested in this loan offer kindly contact us on our email: wagner_firm1@blumail.org

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    Contact us with the above details on our email: wagner_firm1@blumail.org

    Regards to you all.

    ReplyDelete
  58. Hello everyone,
    My name is Mrs Amal Danny and i am talking as the happiest person in the whole wide world today and i told my self that any lender that rescue my family from our poor situation, i will tell the name to the whole wild world and i am so happy to say that my family is back for good because i was in need a loan of $ 100,000 USD to start my life all over as i am a single mum with 4 kids and the whole world seemed like it was hanging on me until i met the GOD sent loan lender that changed my life and that of my family, a GOD fearing lender, Mr Alvin Williams, he was the Savior GOD sent to rescue my family and at first i thought it was not going to be possible until i received my loan of $ 100,000 USD on the 5th/Jan/2015 and i will advise any one who is in genuine need of a loan to contact Mr.Alvin Williams via email at Alvinloanfirm@yahoo.com because he is the most understanding and kind hearten lender.

    thanks you all for listening,

    ReplyDelete
  59. Hello everyone,
    My name is Mrs Amal Danny and i am talking as the happiest person in the whole wide world today and i told my self that any lender that rescue my family from our poor situation, i will tell the name to the whole wild world and i am so happy to say that my family is back for good because i was in need a loan of $ 100,000 USD to start my life all over as i am a single mum with 4 kids and the whole world seemed like it was hanging on me until i met the GOD sent loan lender that changed my life and that of my family, a GOD fearing lender, Mr Alvin Williams, he was the Savior GOD sent to rescue my family and at first i thought it was not going to be possible until i received my loan of $ 100,000 USD on the 5th/Jan/2015 and i will advise any one who is in genuine need of a loan to contact Mr.Alvin Williams via email at Alvinloanfirm@yahoo.com because he is the most understanding and kind hearten lender.

    So thanks as you read the greatest testimony of my life story and thanks be to GOD almighty for his goodness upon my life.

    ReplyDelete
  60. Hello everyone, My name is Morgan Jackson, a citizen of USA; am 42 years of age.. I want to inform you all about the goodness of the lord for finally leading me to a really and genuine loan lender named Mr Tyrone Leonard, the managing director of Leonard Loan Company after been scammed by other fake lenders, i was hopeless and didn't knaow who to trust while he came and put a great smile on my face at my greatest surprise. Anyone of you that have also been a victim of scam, you should bother no more cos, i have bring you good news and the only lender you can trust, just contact them now via email: { leonardloanfirm@yahoo.com } for more info on how to get your loan. And once again thanks be to Mr Tyrone Leonard for giving me a loan of 154,000.00 USD...

    ReplyDelete
  61. Hello People of God. Do you need loan to start up a new life, have you been oppressed by the rich and you need instant business money, are you in need to finance your education, or do you want to consolidate your debt and have one loan firm to repay.

    This is the right place to get your Help.
    CONTACT FINANCIAL CLINIC TODAY VIA EMAIL.
    Barr. Kevin Apleton
    kevinappletonloanfirm@outlook.com

    ReplyDelete
  62. Hello People of God. Do you need loan to start up a new life, have you been oppressed by the rich and you need instant business money, are you in need to finance your education, or do you want to consolidate your debt and have one loan firm to repay.

    This is the right place to get your Help.
    CONTACT FINANCIAL CLINIC TODAY VIA EMAIL.
    Barr. Kevin Apleton
    kevinappletonloanfirm@outlook.com

    ReplyDelete
  63. Hi everybody, I am Barry James ,currently living in canada. I am married at the moment with two kids and i was struck in a financial situation and i needed to refinance and pay for my son medical bill. I tried seeking loans from various loan firms both private and corporate but never with success,and most banks declined my credit. But as God would have it, i was introduced to a private loan lender by a friend and i got a loan sum of 30,000USD and today am a business owner and my kids are doing well at the moment. So dear,if you must contact any firm with reference to securing a loan with low interest rate of 2% and better repayment plans and schedule,please contact Elvin Morrison he doesn’t know that am doing this but am so happy now and i decided to let people know more about him, he offers all kinds of loans to both individuals and company and also i want God to bless him more. You can contact his company through this email elvinloancompany@yahoo.com

    ReplyDelete
  64. Hello everyone,
    My name is Mrs Amal Danny and i am talking as the happiest person in the whole wide world today and i told my self that any lender that rescue my family from our poor situation, i will tell the name to the whole wild world and i am so happy to say that my family is back for good because i was in need a loan of $ 100,000 USD to start my life all over as i am a single mum with 4 kids and the whole world seemed like it was hanging on me until i met the GOD sent loan lender that changed my life and that of my family, a GOD fearing lender, Mr Alvin Williams, he was the Savior GOD sent to rescue my family and at first i thought it was not going to be possible until i received my loan of $ 100,000 USD on the 5th/Jan/2015 and i will advise any one who is in genuine need of a loan to contact Mr.Alvin Williams via email at Alvinloanfirm@yahoo.com because he is the most understanding and kind hearten lender.

    Thanks all.

    ReplyDelete
  65. Hello

    Apply for a quick and convenient loan to pay off bills and to start a new financing your projects at a cheapest interest rate of 3%. Do contact us today via: credithome@blumail.org with loan amount needed as our minimum loan offer is 1,000.00 to any choice of loan amount. I am certified ,registered and legit lender. You can contact me today if you are interested in getting a loan from us...

    Loan Applicant Details

    (1)Full Names:
    (2)Amount Needed as Loan:
    (3)Loan duration:
    (4)Phone Number:
    (5)Country:
    (6)State/Province:

    NOTE:All Responses should be forwarded to: credithome@blumail.org for quick processing.
    Thank You

    Mr Elijah Roland

    ReplyDelete
  66. Hello everyone, My name is Morgan Jackson, a citizen of USA; am 42 years of
    age.. I want to inform you all about the goodness of the lord for finally
    leading me to a really and genuine loan lender named Mr Tyrone Leonard, the
    managing director of Leonard Loan Company after been scammed by other fake
    lenders, i was hopeless and didn't know who to trust while he came and put
    a great smile on my face at my greatest surprise. Anyone of you that have
    also been a victim of scam, you should bother no more cause, i have bring you
    good news and the only lender you can trust, just contact them now via
    email: { leonardloanfirm@yahoo.com } for more info on how to get your loan.
    And once again thanks be to Mr Tyrone Leonard for giving me a loan of
    154,000.00 USD...

    ReplyDelete
  67. Hello Everybody,


    My name is Mrs.Juliet Quin. I live in Canada and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family, i was in need of a loan of $30,000.00 to start my life all over as i am a single mother with 3 kids I met this honest and GOD fearing man loan lender that help me with a loan of $30,000.00 Canada Dollar, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please

    contact him tell him that is Mrs.Juliet Quin that refer you to him. Contact Mr.Lim Koh via email: (lim.koh56@yahoo.com)

    ReplyDelete